PRIVACY AND TERMS OF SERVICE

Website Terms and Conditions


Introduction

Welcome to Home Capital Lending, LLC ("we", "us", "our"). By accessing our website homecapitallend.com, you agree to be bound by these Terms and Conditions ("Terms"), our Privacy Policy, and agree to comply with all applicable laws and regulations. If you disagree with any part of the terms, you do not have permission to access our website.


Information Collection and Use

We are committed to safeguarding the privacy of our website visitors and service users. This section explains our policies and procedures on the collection, use, protection, and disclosure of your information.


Information Collection

When you visit our website, we may collect several types of information, including:

  • Personal Identification Information: Name, email address, phone number, and any other information you provide.

  • Non-Personal Identification Information: Browser type, Internet Service Provider (ISP), referring/exit pages, platform type, date/time stamp, number of clicks, and other such information.


Use of Information

The information we collect is used in the following ways:

  • To provide and maintain our Service

  • To notify you about changes to our Service

  • To allow you to participate in interactive features of our Service when you choose to do so

  • To provide customer care and support

  • To provide analysis or valuable information so that we can improve our Service

  • To monitor the usage of our Service

  • To detect, prevent and address technical issues


Communication Preferences


Contacting You

We may use your Personal Identification Information to contact you with newsletters, marketing or promotional materials, and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send or by contacting us directly.


A2P Registration and Compliance

In compliance with Application-to-Person (A2P) messaging registration requirements, we ensure the following:

  • Consent: We obtain explicit consent from you before sending  SMS or MMS messages. This consent can be revoked by you at any time.

  • Identification: Our messages clearly identify us as the sender.

  • Opt-Out Mechanism: Every message includes a simple and clear way to opt-out of future communications.

  • Privacy: We adhere to strict privacy standards and data protection      regulations to safeguard your information.


Data Protection

We implement a variety of security measures to maintain the safety of your personal information. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems and are required to keep the information confidential.


Changes to Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion. We will provide at least 30 days' notice before any new terms taking effect. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.


Contact Us

If you have any questions about these Terms, please contact us at survivorsmgmt@emortgagecapital.com